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Interfirst Non QM Underwriter in Rosemont, Illinois

About Interfirst

Join the team that?s changing the mortgage industry. Interfirst Mortgage Company (IMC) is a retail, wholesale, and correspondent lender originating more than $35B of residential mortgages. Our leadership team has over 100 years of mortgage, sales/marketing, and consumer-related experience, with a 2020 business objective to grow our Retail production. We are transforming the way consumers obtain residential mortgages and our technology is paving the way for licensed loan officers to shine. Our new, modern HQ in Rosemont is located near major transportation hubs, entertainment, and dining options and includes the latest tech and amenities.

Remote/Telecommute Position

Essential Functions:

  • Responsible for underwriting Non-QM mortgage loans and performing credit analysis to ensure compliance with corporate and secondary market investor standards

  • Responsible for examining loan documentation for accuracy and completeness in a prior approval environment, as well as finding solutions and rendering underwriting decisions for loans originated through wholesale and correspondent channels and subsequent clearing of conditions to ensure product guidelines are met

  • Primary point of contact as subject matter expert (SME) assisting salesforce and business partners in structuring eligible loans

  • Interpret and provide appropriate loan solutions for Non-QM loan requests

  • Analyze borrower?s credit file, collateral and capacity to ensure credit-worthiness

  • Perform manual underwriting review to ensure loan meets all product and property guidelines of Company and investors, as well as compliance with corporate and secondary market investor standards

  • Underwrite Non-QM correspondent, wholesale/broker and retail loans in a timely manner to ensure the loan meets all product and property guidelines of Company and investors, as well as meeting all established loan policies, credit limits and regulatory requirements

  • Clear conditions timely on loans; affirm data integrity on all submissions

  • Identify potential misrepresentation or fraud

  • Keep up-to-date with all guideline changes and system enhancements


  • College degree preferred

  • Working knowledge of Non-QM underwriting guidelines demonstrated through a minimum of 5+ years underwriting experience on Non-QM products

  • High attention to detail and effective problem-solving skills

  • Ability to work independently, with minimal supervision

  • Ability to multitask in a high-volume environment

  • Excellent written and oral communication skills

  • Continuous focus on the customer experience

Interfirst Mortgage Company is an Equal Opportunity Employer and does not discriminate based upon age, race, sex, religion, national origin, disability, status in the military, sexual orientation, marital or parental status, citizenship status or any other basis or reason prohibited by any applicable law.